Effective Date: January 2024
Acceptance of Terms
By accessing and using the orchard-space website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Description of Services
orchard-space provides financial guidance and credit-related advisory services. The information on this website is intended for general informational purposes and does not constitute financial advice. Our services are designed to help individuals and businesses understand their financial options, but we do not guarantee specific outcomes.
User Responsibilities
When using our website and services, you agree to:
- Provide accurate and complete information when submitting enquiries or applications
- Use the website only for lawful purposes and in accordance with these terms
- Not attempt to gain unauthorised access to any part of the website or related systems
- Not use automated systems to access the website without our express permission
- Not transmit any harmful code, viruses, or malicious software
- Not impersonate another person or entity
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of orchard-space or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Disclaimer of Warranties
The information and services provided on this website are offered on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding:
- The accuracy, completeness, or reliability of any information on the website
- The suitability of our services for your particular circumstances
- The uninterrupted or error-free operation of the website
- The security of any information transmitted through the website
Limitation of Liability
To the fullest extent permitted by law, orchard-space shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services. Our total liability for any claims arising from your use of the website shall not exceed the fees paid by you for our services in the twelve months preceding the claim.
Financial Advice Disclaimer
The content on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Before making any financial decisions, you should consider whether the information is appropriate for your circumstances and seek independent professional advice. Past performance is not indicative of future results.
Third-Party Links
Our website may contain links to third-party websites that are not owned or controlled by orchard-space. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party content or websites.
Indemnification
You agree to indemnify, defend, and hold harmless orchard-space and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the website or services, your violation of these terms, or your infringement of any rights of another party.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
Termination
We may terminate or suspend your access to the website at any time, without prior notice or liability, for any reason, including breach of these terms. Upon termination, your right to use the website will immediately cease.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Victoria, Australia. You agree to submit to the exclusive jurisdiction of the courts of Victoria for the resolution of any disputes arising from these terms or your use of the website.
Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Information
If you have any questions about these Terms of Use, please contact us at:
orchard-space
Level 12, 45 Collins Street
Melbourne VIC 3000
Australia
Email: [email protected]